As an independent insurance agent Fernandina Beach Insurance takes the time to get to know you which helps us customize coverage specific to your needs. The last thing you want to think about is your homeowners insurance until you need it. We make sure you have the right coverage so that in the event of a claim you are covered.
Homeowners policies pay for repairs to your home if it is damaged by fire, hurricane, hail, lightning or other events. Most homeowners policies also cover your personal belongings like furniture, clothes, and electronics in the event they are stolen or destroyed by a disaster.
An often overlooked benefit of homeowners insurance is liability protection which protects you against lawsuits for bodily injury or property damage that you or family members cause to other people. One of the most frequent cases occurs when family dogs cause harm to neighbors or visitors.
The guidance of a local agent is just as important as the coverage itself. Fernandina Beach Insurance looks forward to assisting you in finding the right coverage for the right price to protect your home and everyone who lives in it.